When a commercial truck injures you, the claim usually goes to the trucking company’s insurer, not to an ordinary car policy. Interstate carriers must carry minimum coverage set by federal rule (49 CFR 387.9). The deadline to sue is generally two years in California and Texas and three years in Washington.
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What does each page in this section cover?
Each page in this section is about one insurance company that writes coverage for trucks, or one question that comes up in truck claims. The pages explain how to report a claim, what the adjuster may ask for, and the rules in California, Texas and Washington, with links to the official sources. They are general information, not a prediction about your case, and nothing here means Beverly Law works with or for any insurer.
How do I find out who insures the truck?
The police report may list the carrier and its insurer. You can also look up the carrier by its USDOT number in the federal SAFER Company Snapshot. Carriers that need federal operating authority, which includes most for-hire interstate carriers, must keep proof of insurance on file with the Federal Motor Carrier Safety Administration, as FMCSA explains.
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How long do I have to file a lawsuit?
The time to sue for an injury is generally two years in California, according to the California Courts, two years in Texas under section 16.003, and three years in Washington under RCW 4.16.080. Talking with the insurer generally does not stop that clock. Claims against a city, county or state agency have shorter notice periods, so check those first if a public vehicle was involved.
What to do now
- Get the carrier’s name and USDOT number from the truck, the police report or SAFER.
- Write down the claim number and the adjuster’s name.
- Keep your medical records, bills and photos together.
- Read the page in this section about the insurer handling your claim.
Call Beverly Law at (310) 552-6959 for a free case review in English or Spanish. Texas cases are handled by the firm’s Texas-licensed attorneys, Joyce Ondich and John Efstathiou. You owe no fees or costs unless we win.
Pages in this section
- United Financial Casualty Company: Claims After a Truck Crash
- Great West Casualty Claims After a Truck Crash
- National Indemnity Company Claims After a Truck Crash
- Northland Insurance Claims After a Truck Accident
- Lancer Insurance Claims After a Truck, Bus or Limo Crash
- Old Republic Insurance Company Claims After a Truck Crash
- Berkshire Hathaway Homestate Companies (BHHC) Claims
- Artisan and Truckers Casualty Company Claims
- National Liability and Fire Insurance Company Claims
- AmGUARD Insurance Claims After a Commercial Vehicle Crash
- Protective Insurance Company Claims After a Truck Crash
- Occidental Fire and Casualty Claims After a Truck Accident
- Carolina Casualty Insurance Claims After a Truck or Bus Crash
- Southlake Specialty Insurance: Claims After a Truck Crash
- Canal Insurance Claims After a Truck Accident
- Hudson Insurance Company Claims After a Truck Accident
- National Interstate Insurance Claims After a Bus or Truck Crash
- Accredited Specialty Insurance Company Claims After a Truck Crash
- Clear Blue Insurance Company Claims After a Truck or Commercial Vehicle Crash
- Trisura Insurance Claims After a Truck or Auto Crash
- Knight Specialty Insurance Company Claims After a Crash
- Sentry Select Insurance Claims After a Truck Crash
- North American Risk Services (NARS): What to Know About Your Claim
- Gallagher Bassett Claims: What Injured People Should Know
- Sedgwick Auto Claims: What Injured Drivers Should Know
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Truck Insurance Claims — Beverly Law
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Important: This page is general information, not legal advice, and reading it does not create an attorney-client relationship with Beverly Law. Laws change and every case is different; talk to a lawyer about your own situation. Attorney advertising. Prior results do not guarantee a similar outcome. You owe no fees or costs unless we win. Texas cases are handled by the firm’s Texas-licensed attorneys, Joyce Ondich and John Efstathiou. Last reviewed: 2026-11-13.